Home insurance is not a one-time setup. It needs periodic reviews and adjustments to reflect life changes. At AlphaSure Affordable Insurance Services in San Antonio, TX, we work with our clients to ensure that coverage is always aligned with their needs.
When Your Policy Renews
Upon renewing your policy, you will typically receive a copy, whether in paper or digital form. The declaration page at the top provides a summary of your coverages. Review these figures to ensure that they correspond with your expectations and needs.
When You Upgrade Your Home
If you’ve renovated or made additions to your home, it should be reflected in your insurance coverage. Should these enhancements significantly increase the value of your home, your coverage needs to be augmented to account for the new replacement value.
When Your Premium Increases
If your premium increases, scrutinize your declaration page and compare it with the previous year’s. Identify the differences, and if they do not seem justified, contact your insurance agent for clarification.
When reviewing Your Deductibles and Limits
You may need to check whether your jewelry or electronics are sufficiently covered. You might also want to consider adjusting your deductible. Review all aspects of your policy.
When it’s time to renew your home policy, contact AlphaSure Affordable Insurance Services in San Antonio, TX. As independent insurance agents, we can provide you with more options.