Flood insurance can provide you with protection from financial liability in the event of a flood. Many people secure flood insurance when living in an area considered high risk for floods. If you have a mortgage, flood insurance may be a requirement, depending on where you live.
AlphaSure Affordable Insurance Services, servicing San Antonio, TX, can assist you if you need flood insurance. In this article, we’ll discuss what flood insurance is and how you can get flood insurance.
What Is Flood Insurance?
Flood insurance covers damage from floods. Standard homeowners insurance policies do not provide this coverage, so having flood insurance is important. Flood insurance is provided through a government program that partners with private insurance companies to ensure that this type of insurance is available to people who need it.
Reasons to Get Flood Insurance
There are many reasons to get flood insurance:
- Your mortgage lender may require you to get flood insurance if you live in an area that is at high risk for flooding. People with government-backed mortgages are required to have this type of insurance if they live in a high-risk area. Private insurers may require it as well.
- You are concerned about flood risk and would like to increase insurance coverage for your home.
How Can I Get Flood Insurance?
Getting flood insurance is relatively easy. Although the federal government administers the program, people can get a policy through their insurance agent at AlphaSure Affordable Insurance Services, which serves San Antonio, TX.
We offer excellent customer service to make the process of getting an insurance policy less stressful. Call today to learn more about flood insurance.