You may have homeowners or auto insurance, but it might not cover everything if you ever get into an accident. Umbrella insurance is an added liability insurance that supplies additional homeowners and auto insurance policy coverage. If you want to learn more about why you should get extra umbrella insurance protection in San Antonio, TX, contact your local agent at AlphaSure Affordable Insurance Services today.
Umbrella Insurance
Umbrella insurance provides "surplus liability insurance" beyond the liability insurance already in your policies. It provides additional coverage for bodily harm and property damage to others. It also provides coverage not in your standard policy, such as:
- Legal costs in cases related to property damage or bodily injury, etc.
- Lawsuits about defamation or invasion of privacy
- Incidents that have occurred outside the country
- False arrest
- Malevolent prosecution
- Unlawful removal or entry
- Invasion of privacy
You must have a standard policy to add umbrella insurance to your policy. Your umbrella policy will kick in after the initial policy has been exhausted.
Why It’s Important
If you have a lot of assets, it is important for you to add umbrella insurance to your policy. This insurance will cover you on expensive occasions where medical bills or repairs exceed what is covered in your base plan. This just-in-case plan can cover you so that you don’t lose your assets to pay for a lawsuit or something else.
Call An Agent Today
If you want to know more about adding umbrella insurance to your existing policy, contact a local San Antonio, TX agent today. We at AlphaSure Affordable Insurance Services can help you find the best options for your home, auto, and more.