Why Renter’s Insurance San Antonio?

What is renter’s insurance San Antonio? Renter’s insurance is a policy that is similar to a home insurance policy. However, renter’s insurance is intended for tenants. For example, a tenant of an apartment complex will not be responsible for the building should it become ablaze. Concomitantly, the building owner is not responsible for the contents owned by the tenant. Thus, a tenant must purchase a renter’s insurance policy to cover his personal belongings. Moreover, should a covered peril happen, the renter’s insurance policy will cover the contents up to the coverage limits less any deductible.

What are some Covered Perils in a Renter’s Insurance San Antonio?

Different insurance companies will have differences in their policy language. However, the most common perils insured against in a renter’s insurance policy are fire and theft. Additionally, a renter’s insurance policy can include replacement cost coverage. For example, in event of a covered loss, such as a fire, replacement cost coverage in the renter’s insurance policy will cover to replace your damage items. This is important because older items, such as TVs depreciate.

Other Coverages in a Renter’s Insurance San Antonio

Personal liability and medical payments to others can be added to a renter’s insurance policy. Like a home insurance policy, personal liability and medical payments to others is available. Moreover, the personal liability portion of a renter’s insurance provides defense coverage against a covered personal liability claim. Personal liability coverage limits usually start $25,000 and can go up to $500,000.

Call a local agent who can help with your insurance needs

In San Antonio, TX
AlphaSure Affordable Insurance Svcs
16500 San Pedro Ave Suite 296
San Antonio, TX 78232
Office (210) 888-1750
Fax (210) 564-9097

For directions to our San Antonio office, click on our Google listing

In Laredo, TX

AlphaSure Affordable Insurance Svcs
201 W Del Mar Blvd Ste 20
Laredo, TX 78041
Office (956) 729-9500
Fax (956) 729-9550

For directions to our Laredo office, click on our Google Listing

Laredo, TX Renters Insurance Agents | AlphaSure Affordable Insurance Svcs (alpha-insure.com)