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AlphaSure Affordable Insurance Svcs Blog

5 Common Motorcycle Claims

Accidents are unavoidable. But there are ways to protect yourself.

This starts with a personalized motorcycle insurance policy. Yet nothing replaces prevention. Awareness and diligence minimize the risks of riding. The best way to avoid serious injury is to spot threats in advance.

Luckily, AlphaSure Affordable Insurance Services in San Antonio, TX can help keep you safe.

Here are five common motorcycle insurance claims

Excessive speed

Motorcycles can reach top speeds quickly. As a result, reckless driving is a major concern. In fact, it’s the primary cause of motorcycle-related fatalities. Obey all posted speed limits. And, even more importantly, wear all safety gear, such as reflective clothing and helmets.

Objects on the road

Riding at high speeds also makes avoiding debris and other obstructions more difficult. Unexpected items, like rocks and trash, can deal major damage if left unnoticed. In addition to following speed limits, remain alert, vigilant, and ready to act.

Distracted Driving

Awareness is always critical. Cell phones, radios, and other distractions heighten your risk. Yet this applies to all motorists, not just riders. Every driver should eliminate distractions while operating a vehicle.

Poor Weather Conditions

The weather can’t be controlled. Heavy rain and high winds can pop up without notice. These reduce visibility. During fog and harsh weather, even the tiniest distraction can be costly.

Improper Lane Switching 

Intersections are another key area of concern. Improper or illegal turns are the main culprit. But lane splitting is equally risky. This happens when a motorcycle attempts to maneuver between two lanes of traffic.

Get Motorcycle Insurance Today

Any accident is problematic. But motorcycle collisions can be especially dangerous. Our team at AlphaSure Affordable Insurance Services in San Antonio, TX knows that motorcycle insurance is a necessity. We can find a policy that’s right for you. Schedule an appointment today.