Is motorcycle insurance significantly different from auto insurance? While both types of insurance provide coverage for transportation owners in situations of loss, theft, or damage, motorcycle insurance is designed more specifically for the needs of motorcyclists. For instance, motorcycle insurance tends to be cheaper than car insurance. This is because auto insurance often covers passengers in situations of personal injury or bodily harm, while a motorcyclist typically only needs coverage for a solo ride. Even though auto insurance is more common in the states, motorcyclists can still find motorcycle coverage in bundled insurance packages. At AlphaSure Affordable Insurance Services, we offer both motorcycle and general auto insurance.
Motorcycle insurance is geared more towards on-road collisions experienced by bikers. If a biker has recently experienced a personal injury from an accident, then they can expect to find coverage for medical bills. If you live in an area prone to theft or vandalism, having your motorcycle insured with crime-protection policies is a good idea. Most motorcycle insurance plans cover theft, vandalism, or other financial losses.
Liability coverage is often included in motorcycle insurance. On-road collisions can often lead to legal disputes, where drivers or riders attempt to pinpoint who’s at fault. Third-party coverage is highly recommended for motorcyclists.
Finding Motorcycle Insurance in San Antonio, TX
Are you interested in getting your motorcycle insured? Contact AlphaSure Affordable Insurance Services at 210-888-1750. Our insurance agency can provide you with a quote or schedule an appointment. In addition to motorcycle insurance, we provide auto, RV, boat, and more insurance. Our insurance plan covers collision damages, property losses, and medical bills. Feel free to ask our agent about any additional policies for the motorcycle insurance plan. We’ll be happy to answer any of your insurance-related questions.